The ID TheftAvert™ program provides individuals with a proactive solution that helps to prevent identity theft before it happens, unlike many programs which offer to help repair damages after identity theft occurs. ID TheftAvert protection includes all of the following:

• An Instant Authorization Call when someone applies for credit - whether it's you or an impostor, you get a secure automated call seeking your authorization before any new account can be opened (Some banks use alternative protective measures).
• Foolproof authorization - 24 hours a day, you can be sure that no one can impersonate you. With your phone, PIN and Voice Key creditors know when it's you and when it's not.
• We maintain your fraud alerts - your fraud alerts at all three national credit bureaus expire after three months. We automatically renew them for you so your protection is uninterrupted.
• Protection that follows you everywhere - you choose up to three phone numbers to receive our protective Instant Authentication calls. You're always in control.
• Up to $25,000 Identity Theft Coverage and Recovery Services - should you ever need it, we provide income protection insurance for loss of wages and reimbursement of certain recovery costs up to $25,000. (Not included for customers in New York.)
  Click here for coverage details.
• Unwanted solicitation protection - reduce the chance of your mail getting in to the hands of thieves. Opt out of receiving pre-approved and prescreened offers from creditors and insurance companies.
• Eliminate unwanted telemarketing calls - add your registered phone numbers to the National Do Not Call Registry so telemarketers do not have permission to call you.
• Your confidentiality is guaranteed - We will never sell or share your information to anyone. We keep all sensitive and personal information encrypted and secure.